There is no comprehensive database of bank accounts in the United States, and identifying undisclosed or hidden accounts is no easy task. An experienced private investigator may be able to identify accounts linked to an individual through interviews, searches of public records, or other legitimate investigative methods.
How do I know which bank accounts are in my name?
How to Find Out If You Have Bank Accounts in Your Name
- First, check your credit report. Your credit report lists the active accounts associated with you. …
- Search for unclaimed money online. If you have an old account that has been inactive for a while, the bank will consider it unclaimed money. …
- Talk to your parents and other family members.
Can a private detective find hidden bank accounts?
There is no comprehensive database of bank accounts in the United States, and identifying undisclosed or hidden accounts is no easy task. An experienced private investigator may be able to identify accounts linked to an individual through interviews, searches of public records, or other legitimate investigative methods.
How do I know if my wife has a secret bank account?
If your spouse has a hidden bank account, they may be checking information online. Check the browsing history on your home computer and note if your spouse has visited the websites of financial institutions where you do not have an account.
How do you find the money your spouse has hidden?
Careful analysis of bank statements can also uncover red flags that your spouse is hiding money. Look for transfers or electronic payments to accounts you don’t recognize. Also, check the credit card statements to see where the payments are coming from.
Are bank accounts listed on the credit report?
Your bank account information will not appear on your credit report and will not affect your credit score. … When applying for a loan and/or credit card, lenders first check your creditworthiness and credit report to see your open and closed credit accounts and loans, and details of your payment history.
What happens if someone opens a bank account in your name?
Next, contact financial companies where a thief has opened fraudulent accounts in your name. Talk to the fraud department and let them know that you have been the victim of identity theft. …Send a dispute letter to each of the credit bureaus informing them of the fraudulent accounts opened in your name.
Is it illegal to hide money from your spouse?
If you are not married, you are under no obligation to share details of your financial life with your partner. And even if you are married, there is no law that requires married couples to disclose their finances. 19
Who can access my bank statements?
With a bank account, only the account holders or signers have access to banking information. This does not apply to persons who are beneficiaries of the account.
How to find hidden money
To find your hidden money, go to http://www.missingmoney.com/, an official NAUPA database that contains records from most government unclaimed property programs. You may also link to your state’s unclaimed property program.
How to Find Hidden Bank Accounts During Divorce?
However, divorced spouses in all states can use powerful legal tools called discovery to help them find hidden income and other assets (discovery is explained in detail below). The first step in dividing assets in a divorce is to create a complete financial picture of all assets belonging to each spouse.